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The Time Has Come to Gut the American Education System

10/24/2021

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“The American Dream is a term that is often used but also often misunderstood. It isn't really about becoming rich or famous. It is about things much simpler and more fundamental than that."
---Marco Rubio (American Politician)
 
Education in the United States has nearly rotted to the core because we have allowed it to rot. As a nation, we’ve largely forsaken the principles that hold us together: that we are guaranteed life, liberty and the pursuit of happiness. These are our God-given rights. And guaranteeing the pursuit of happiness does not imply that we have a right to have all our fantasies fulfilled.
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Our world turned toward hell after Adam & Eve took a bite out of the apple, and the evil that stained the Earth after the original sin has largely consumed the spirit and purpose of the American educational system. We are no longer focused on forming young minds to set their ambitions high and think for themselves. Instead, we lead them astray by focusing on feelings and telling students what to think.
​Our schools have largely become breeding grounds for the seven deadly sins largely because we have banished our divine Creator from our classrooms and replaced Him with a slew of demigods. What we refer to today as diversity, equity and inclusion are nothing new. They are simply Marxist slogans rebranded for two generations largely ignorant of world history and lacking guidance.

Hate runs rampant in their lesson plans. Courses and materials derived from Critical Race Theory are a good example. It is an envious premise that produces nothing but jealousy, contempt and mistrust. The unholy doctrine ignores a universal truth: that no one has a choice over the circumstances of their birth.

Some people are born into wealth and luxury, and some into abject poverty. Similarly, some are born into abusive homes and others into nurturing environments. No matter, we are all equal in the eyes of our divine Creator at birth. What we decide to do with the time we are afforded here on Earth, and what we accomplish with that time are what truly matter.

​No other nation on Earth affords its citizenry the guaranteed liberties and freedoms that we are afforded under The Bill of Rights and the United States Constitution. With the blessings of our divine Creator, every one of us is free to employ our God-given talents to their very limits.
​This is the true essence of the American Dream; and our future will be stolen out from under us unless we eviscerate the American education system and rebuild from ground up.
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There is no secret that our nation is presently divided against itself, and you can place much of the blame for this on our school systems. Teachers and administrators who develop and promote false doctrines like Critical Race Theory are a cancer within our nation and the whole of Western civilization. Rather than equip our children with necessary survival skills, they prepare our lambs for slaughter.

Much of the root of our nation’s current sickness can be traced to a 1947 U.S. Supreme Court decision: Everson v. The Board of Education set precedent that the establishment clause of our First Amendment applies not only to the federal government, but also at the state and local levels as well. This case paved the way for decisions like Engel v. Vitale in 1962.
​
That case ruled that organized prayer in our public schools is unlawful and effectively shut God out of the classrooms. Our Supreme Court rendered unto Cesar a sovereign right afforded every citizen by our divine Creator: freedom of expression. The standards and curriculum within the public schools have eroded since that point.
Apostates capitalized on this opportunity to infuse an unholy agenda into our public schools. Specifically, organizers behind the Red for Ed movement: a Marxist organization hell-bent on poisoning the minds of our nation’s youth and overthrowing our Constitutional Republic.
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Abject lies are told to our children within our public schools every single day by heretical teachers. Take for instance the myth of gender identity: a belief that our divine Creator could mistakenly assign a soul to the wrong body at birth; and that our lustful sexual urges are genetic.

Another example is the egalitarian theory of social justice: an envious and deliberate attempt to bind people to their immutable characteristics; and blind them to the truth about the power of faith, hard work and perseverance.
​
These heretics divide our nation and blind us to the truth: that the Marxists behind all this have unholy spiritual agenda. They are attempting to corrode young minds with distorted narratives about the origins and history of our Constitutional Republic and the whole Western civilization much like the Book of Timothy 2 describes:

For the time is coming when people will not endure sound teaching, but having itching ears they will accumulate for themselves teachers to suit their own passions, and will turn away from listening to the truth and wander off into myths.

The 1619 Project is one such myth. This drivel wrathfully focuses on the ills of American slavery to sow racial division for political ends. It ignores our nation’s virtues, fails to mention that slavery was and still is a world-wide occurrence, and bends the facts.

The Marxists pushing this propaganda are covetous. They sow seeds of division and pull the wool over the eyes of our children with one hand, so they can steal the fruits of our labor with the other. And sadly, some school districts throughout the United States have already injected this treasonous venom into their daily lesson plans.

Parents deserve much of the blame for allowing this evil to propagate. We allowed Congress to dump our children into the hands of organized labor in 1979 under the Carter Administration; and they have been progressively poisoning their minds ever since.

Rather than equipping our flock to become productive members of society and think for themselves, the U.S. Department of Education instead prepares lamb for wolves. Specifically, money lenders that fund the rising costs of college tuition and a corporatocracy that profits from the wages of sin.

Our nation’s founders drafted the Constitution and the Bill of Rights with a Biblical framework. Judeo-Christian values birthed our rights, and the Ten Commandments established our rule of law. Nearing the end of the Cold War, we largely began to ignore this fact. Consequently, we have allowed lustful, gluttonous and prideful agendas to eat into the roots of educational institutions.

To be clear, the rot we speak of goes beyond our public k12 schools. Most of our nation’s colleges and university are past the moral tipping point. This is especially true at the Ivy’s. In general, developing discipline, character and integrity are no longer paramount concerns for the faculty and administrators at these elite schools. Instead, they horde grant money, act much like country club resorts, and wave the middle finger at the God written into their charters.

Take Harvard University for example. America’s oldest academic institution once rooted in Puritan beliefs had the audacity to hand the reigns of their chapel over to an avowed atheist earlier this year. When asked of his philosophy, Chaplain President Greg Epstein pridefully boasted: “We don’t look to a god for answers…We are each other’s answers.”
The same was true under the Chancellor of Germany’s Third Reich Adolf Hitler. The leaders of the Nazi regime perverted their country’s schools during the 1930s, and then spawned death and destruction across the European continent in the 1940s.
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​Princeton University’s response to last year’s nation-wide riots provides another example. Following the George Floyd incident, University President Christopher Eisgruber issued a gluttonous and prideful statement condemning his own institution as racist to students, alumni and faculty. In his letter, Eisgruber also wrathfully convicted the officers involved in the incident prior to their jury trial.

The fact that a man chartered with leading one of our nation’s top universities is willing to cast stones at the students and faculty he claims to shepherd bares true testimony to how sick and perverted our schools have become. It belies the need to gut our entire education system and build again from scratch. For our nation to flourish once again, this is a strategic imperative.


​Author: Erik Gagnon - Managing Partner, Chi Rho Consulting
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Counting Sheep

10/14/2021

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Why You Should Add Prayer and Meditation to Your Arsenal of Weapons

“The temptation to take the easy road is always there. It is as easy as staying in bed in the morning and sleeping in. But discipline is paramount to ultimate success and victory for any leader and any team.”
---Jocko Willink (Author & former U.S. Navy Seal)
 
Over the course of my career, prayer and meditation have become  great assets. The blessings He has bestowed are beyond measure.  Jesus Christ is the foundation of our firm. We owe everything to Him.  Truly.
 
In 2013, I was intentionally thrown off an elevated bus terminal at Denver International Airport. I broke numerous bones including my skull; and severely damaged my internal organs. Miraculously however, despite falling from over 40 feet, my spine and my neck received no damage.
 
That’s because angels sent from heaven guided my descent into darkness. In fact, they protected me from further harm before the paramedics arrived.
 
The emergency care team rushed me to Denver Health Medical Center in an ambulance in the dead of the night, where the trauma care team decided to induce a coma.  I was in the coma for nearly two and a half weeks, and it was a hellish ordeal.
 
I do not recall going to the hospital in an ambulance in the dead of night. My body may have taken that journey, but my soul went elsewhere.
 
They flew me to a serene looking treatment facility by helicopter on a bright sunny day. They’d strapped me to a gurney much like a wounded Vietnam combat soldier being evacuated off the front lines. The door was open, and I looked out as we descended.
​The facility itself was far from serene. The sins of my life had caught up with me, and they were taking me to what Italian author Dante described in The Divine Comedy as Purgatory. Quite literally, they were delivering me to the very Gates of Hell.
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​I was isolated and tortured for those two and a half weeks. The pain was excruciating, and the mental anguish almost unbearable. During my last hours there, the devil’s minions tormented me as they prepared to open the Gates and send me into the depths of Hell.
 
As I lay there cowering in fear, a human figure approached my bed. At first, I thought He was death personified: a sinewy muscular figure most awesomely terrifying. So much so, that I turned away from Him and curled up in a fetal position.
 
Some time passed without incident. So, I glanced back at Him not knowing what to expect. There and then, I found Him sitting on the floor near my bed, and my fears subsided.
 
After that, I woke up in Denver Health’s ICU unit. I spent the next five months at that hospital, and another year and a half in outpatient rehabilitation.
 
This tragedy turned out to be one of the greatest blessings of my life. Jesus Christ had delivered me from Satan himself; and my relationship with Our lord and savior has grown closer since.
 
In this time of healing, I have begun to realize how impactful our thoughts truly are. Every thought we spawn goes out into the universe to some effect. Meaning that every idea we have produces energy through the Holy Spirit.
 
Consequently, meditation and prayer have become invaluable tools in my daily regimen. Through meditation, I’ve begun to distinguish my wild thoughts and my crazy thoughts from my sane thoughts. And through prayer, I give thanks for the blessings in my life and ask God the Father for clarity of vision, purity of thought and a true sense of purpose.
 
When meditating, I begin with a prayer and then clear my mind of all thought for as long as possible. As my thoughts manifest, I start to picture a narrow mountain top pathway. To my left is a cliff, and to my right is a thicket. Upon that pathway, I imagine my thoughts as sheep.
​My goal during these sessions is to guide every sheep gently down that narrow pathway into the loving arms of the Shepherd who awaits His flock. From there, He’ll tend to them and take them to market.
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That said, it’s a difficult exercise to master. All sorts of temptations creep in, and I eventually wind up breaking my concentration. That’s when wild and crazy thoughts occur.
 
Every wild thought I have fattens my sheep. The longer I hold on to them, the fatter they become. Eventually, they waddle off the cliff, blurting out a hopeless last “Baaaa!” before falling into the vast unknown below.
 
As harrowing as that sounds, the fate of my crazy thoughts is often worse. Those thoughts send my sheep running into the thicket. If I become panicked and set off after that sheep without stopping to ask God for guidance, my lamb will become tangled up in the underbrush.
 
More and more, I am learning to rely upon Jesus to guide my sheep safely down the path toward their happy destiny. He alone ensures that my flock doesn’t wander off the cliff or end up prey for wolves in the thicket. And when my efforts are fruitful, he expands my resources to grow more sheep.
 
Whether you are an entrepreneur or an investor, the same should be true for you. Abandon your ambitions and channel your hopes, dreams and goals toward Our Father. Set your sights on Godly pursuits and follow the path Jesus walks. He’ll guide us well beyond what our limited imaginations ever thought possible.

​“And He said to them, Because of the littleness of your faith; for truly I say to you, if you have faith the size of a mustard seed, you will say to this mountain, ‘Move from here to there,’ and it will move; and nothing will be impossible to you.”
---Matthew 17:20


Author: Erik Gagnon - Managing Partner, Chi Rho Consulting

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Why Entrepreneurs Are Rejoicing Over The New Tax Act (And One Big Reason For Concern)

12/24/2017

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2017 Tax Reform and Jobs Act Explained

"It is business that generates the jobs, income and taxes that keep a country going."

 ---Mark Skousen (American economist)
 
If you keep up with current events, I'm sure you're aware that the Republican-controlled Congress passed a sweeping tax reform bill last week.  We’re not going to address the full minutia of the 2017 Tax Cuts and Jobs Act in this article. However, here are a few of the salient highlights for American businesses:
  • The new Tax Act lowers the corporate income tax rate permanently to 21%, starting in 2018
  • The new Tax Act establishes a 20 percent deduction of qualified business income from certain pass-through businesses. Specific service industries, such as health, law, and professional services are excluded. However, joint filers with income below $315,000 and other filers with income below $157,500 can claim the deduction fully on income from service industries.
  • The new Tax Act allows full and immediate expensing of short-lived capital investments for five years. It also Increases the section 179 expensing cap from $500,000 to $1 million.  

The substantial cut in U.S. corporate tax rates is undoubtedly the single greatest change in our federal tax laws in the last 30 years. It also seems to be the most controversial portion of the new legislation.  Indeed, left-wing politicians and left-leaning media outlets have been quick to condemn the new Tax Act as a gift to the wealthy at the expense of the middle-class.

Before and after the House and Senate votes were taken last week, the pollical hyperbole was in full effect.  According to Senate minority leader Chuck Schumer (D, NY), the tax bill seemed to “stuff even more money into the pockets of the wealthy and the biggest corporations while raising taxes on millions in the middle class.”  House Minority leader Nancy Pelosi (D, CA) went even further stating, “This GOP tax scam is simply theft, monumental, brazen theft from the American middle class and from every person who aspires to reach it. The GOP tax scam is not a vote for an investment in growth or jobs.”

It’s interesting to note that the final votes in both the House and Senate fell squarely along partisan lines.  While a handful of Republicans opposed the bill in the House, not one single Democrat representative voted in favor of the legislation. The same was true in the Senate where all but one Republican (Bob Corker (R, TN)) voted yea and the entire Democrat Senate voted nay.
Democrat Reaction to 2017 Corporate Tax Plan
The apocalyptic reactions to the bill's passing from Democrat leadership and the left-wing media are deeply disturbing, particularly when you take into account that most nonpartisan economic think tanks project sizable economic gains under the new tax plan.  For example, the Tax Foundation (a non-partisan Washington D.C.-based think tank) conservatively estimated in their preliminary analysis  that the new Tax Act will generate:
  • An increase in the GDP of 1.7%
  • An increase in capital stock of 4.8%
  • Growth in wage rates of 1.5%
  • Change in long-run full-time equivalent jobs 339,000

Keep in mind that the Tax Foundation used very conservative assumptions for their forecast model and did not take into account any real compounding effects. In contrast, several other noted economists are predicting far, far greater returns over the long run.  For example, Forbes contributor Bill Conerly recently remarked, “The biggest impact will be the gradual improvement in economic growth year after year. A small increment added to our recent growth rates would be inconsequential in any one year, but the increments will cumulate and even compound. Twenty years from now, the difference will be significant.” In other words, it's very feasible that the new Tax Act will create economic boon conditions and actually increase tax revenues over the long run.  

While the true long-term economic impact of the new tax legislation remains open for debate, a sizable number of high-profile American corporations are already beginning to return immediate dividends to their workers.  Several companies (including Boeing Comcast, Fifth Third Bankcorp and Wells Fargo) announced new investments, minimum wage hikes and employee bonuses the day after the tax reform bill was passed by Congress. More major companies are expected to quickly follow suit, thereby negating much of the original hyperbole surrounding the bill.
It’s doubtful that left-wing politicians and their media minions will abandon their talking points anytime soon.  They’ll have you believe that the only business enterprises that stand to benefit from a substantially lower corporate tax rate are companies listed on the Fortune 500 or the S&P Index. In truth however, startups and nascent stage companies bore substantial penalties and burdens under our nation's old federal tax structure.  Smaller businesses couldn’t take
Thomas Sowell Greed Quote
advantage of many of the loopholes and special deductions that major corporations could. Additionally, the draconian 35% corporate tax structure discouraged venture capitalists from taking sizable risks on startups in the U.S. market for years.

Smaller businesses are the backbone of the American economy. In 2017, over 60% of American private sector jobs are with companies with less than 1000 workers.  For a good number of these companies, the new Tax Act dramatically changes their scalability dynamics. Although not every small to medium size business owner wants to grow the size of their enterprise, a good number in fact do.  It doesn’t take a rocket scientist to realize that the newly enacted tax legislation frees up financial capital for growth, research and expansion that was previously earmarked for the coffers of the federal government.  

In parallel, it’s very likely that Venture Capitalists will begin to invest more and more in startup opportunities in relatively dormant American industries.  Again, we're not going to get into Tax Act's minutia in this article (i.e. tax implications for VC investments). However, a basic understanding of economics leads to a realization that a sizable reduction in corporate tax rates makes American investments more attractive to VCs.  Therefore, the likely influx of investment capital will undoubtedly lead to greater innovation. These investments will also increase demand for skilled American labor in a number of industrial sectors as competition increases. Consequently, real sustainable wage growth for American workers appears within reach for the first time in nearly two decades.
Conclusions
Left-wing pundits would have you believe that the new Tax Act is simply "organized theft" orchestrated by a handful of wealthy elites for their own personal gain.  They say that taking funds away from the federal government ultimately harms the American worker and will be bad for the country over the long run.  We say, don’t believe this hyperbole. In fact, we argue that the 2017 Tax Reform and Jobs Act will greatly benefit most every American who still believes in the American Dream.
Democrats and the American Tax Payer
We'd be remiss if we didn't mention that an estimated 40-45% of all Americans pay no federal income taxes whatsoever today.  There are many factors behind this astounding figure. However, an economic stimulus package of this magnitude will most certainly reduce welfare and unemployment figures in the years to come. In addition, the average American worker who pays taxes is expected to realize a sizable tax reduction under the new plan.

More important to our nation's future, American industry will once again have competitive advantages in the global arena. The truth of the matter is that our nation benefits wholly when job creators have more capital available to create, execute and innovate.  Unleash the financial handcuffs from the John Galts of American enterprise and the free market will flourish.  The positive effects will certainly ripple though society much as Mr. Conerly stated in his recent Forbes column.

​
In closing, a sad truth was revealed in the final Tax Cuts and Jobs Act debates and voting tallies last week. The leadership of the Democrat Party, as a whole, has now moved as far to the left on the political spectrum as the self-proclaimed “Democratic Socialist” Bernie Sanders (I, VT). They seem to have completely abandoned the virtuous, free market principles that have guided our Constitutional Republic for the last 241 years. Their "progressive" label appears to be a thinly veiled euphemism for neo-Marxist ideology. If John F. Kennedy were alive today, I imagine that he'd be aghast at what's become of his Democrat party.
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Author: Erik Gagnon - Managing Partner, Chi Rho Consulting
Progressive Economics 101
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The Single Biggest Challenge Entrepreneurs Face Today

9/29/2017

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Scalability Revenue Growth Curve on Whiteboard

"Companies that grow for the sake of growth or that expand into areas outside their core business strategy often stumble. On the other hand, companies that build scale for the benefit of their customers and shareholders more often succeed over time."

---Jamie Dimon (Chairman, JPMorgan Chase)

​
If you Google "biggest problems facing entrepreneurs today," you'll find 100's of different answers on the subject. There are dozens of laundry lists to choose from and most offer some very good suggestions on the pitfalls you should avoid.  That said, you'll find little commentary regarding the impact or importance of each problem in these articles. Therefore, I thought we would add our opinions on the matter into the discussion.  We'll start with what we believe the top challenge every entrepreneur will face at one point in their journey is, if they hope to gain traction. As you'll soon learn, it's a challenge that entrepreneurs have faced in free market economies for eons.


If We Knew Then What We Know Now
There's a good chance that you're a foundling entrepreneur or that you work for a startup if you're reading this. If that's the case, I'm sure you have big dreams for your products or services. At least, that was the case with me when I founded my first business back in 2008. It was a real-time valuation service catering to antiques / collectibles merchants and avid hobbyists. My vision was that CollectCentric would quickly become an invaluable resource within the industry. I dreamed we'd one day be the 800 lb. gorilla within the category.    

We built a working prototype and began searching for suitable investors so we could bring our concept to market. To make a long story short, CollectCentric was beaten out by another Atlanta-based startup: WorthPoint. Their business plan was more agile than ours and they also had deeper pockets.  It turned out that they were also better negotiators too. They locked the principal data supplier (eBay) into a long-term, exclusive agreement.  Needless to say, we were no longer able to compete in the category once the deal was announced.

The truth of the matter was that we were blind to factors that our team hadn't ever worked through before.  In retrospect, we should have taken time during our development cycle to brief analysts and industry press. They could've been used as eyes and ears to let us know how the competitive landscape was shaping up. If we had done this, we might have altered our strategy and avoided the mistake of launching an also-ran product.


The Universal Challenge: How To Scale?
CollectCentic's tale mirrors similar stories dating back through the centuries (e.g. Nicola Tesla).  Like Tesla and countless others, our principal challenge was scalability. A scalable company is one that can maintain or improve profit margins while sales volume increases. In other words, a startup cannot afford to lose revenue traction in order to produce more goods or services unless it has a well thought out strategy to secure a second round of funding (or your first round if you're bootstrapping).
We had a working prototype and we were actively engaged with potential angel investors. However, we were generating little revenue off of our prototype. CollectCentric was also constrained by a lean operating model due to our modest, bootstrapped budget. Both factors proved to be fatal competitive disadvantages for our startup.

​I'm not ashamed to admit that WorthPoint pulled together a faster, more efficient startup team. They had deeper pockets and could afford to invest in bodies to handle their workload. Working with a talented but skeletal crew, it took us much longer to churn out all the work that''s required to successfully launch a startup. Marketing, business development, operations, and investor relations all require focused attention in order to move forward. As they say,  t
here are only so many hours in a day.  
Competing Artists Drawing Wall Murals
Our revenue forecast was a different matter entirely. We didn't have deep supplier relationships, so we anticipated a rather lengthy ramp up time.  This was a barrier for some potential investors and it put us in a difficult negotiating position with others. You have to understand that angel investors take a huge risk when they invest in a startup. Consequently, they generally seek a return of 10x or more on every investment they make. They also generally want to recoup their investment in a relatively short time period. To receive serious consideration from angel Investors your ROI should be 30-40% minimum. Additionally, the payback and dividend period should be no more than five to seven years out.  As we found out, it's difficult to come to quick agreement on terms if your revenue streams don't meet these requirements. 


What We Learned Along The Way
In hindsight, we made the mistake of underestimating the competition in an emerging market. WorthPoint had the more sustainable business strategy. They went after the suppliers aggressively while we concentrated on both branding and the development of our end user interface. We never saw Worthpoint's agreement with Terapeak (eBay's data aggregator) coming. Naturally, it was a hard pill for all of us to swallow when we learned of the agreement.
The fundamental lesson learned here: if you're think your business idea is revolutionary you better think again!  There are no patents on business ideas, and new ideas spread like wildfire. This is especially true in emerging markets. Chances are good that someone, somewhere is working on a concept similar to yours right now while you're kicking back and reading this article. As we said earlier, history is littered with inventors and patent holders who couldn't figure out how to scale their ideas and turn them into profitable business ventures. Time and time again, they've been
Thomas Edison the Businessman vs Nikola Tesla the Genius
beaten into oblivion by experienced entrepreneurs and wiser businessmen just like we were. As an old adage goes, your only two choices as an entrepreneur are "get better or get beaten." In other words, you need to solve your company's scalability equation early or you'll probably be outflanked by your competition.  ​
Author: Erik Gagnon - Managing Partner, Chi Rho Consulting
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